Retirement can be a transformative and rewarding journey for many, but for others, it can feel daunting. The shift from daily routines, workplace interactions, and a professional identity can lead to uncertainty. You might dream of that idyllic vacation or a cozy cabin by the sea, but how do you turn those dreams into reality? When envisioning retirement, financial security often takes centre stage. While it’s undoubtedly important, it’s only part of the equation. Effective retirement planning encompasses much more than crunching numbers; it’s about intentionally crafting the next chapter of your life filled with purpose and joy. Whether you’re considering downsizing, renovating, or building a new space, your home should reflect your new lifestyle. It should bring you comfort, convenience, safety, and connection. This is a time to prioritize what truly matters to you and to find a living arrangement that aligns with your retirement goals. Have you always wanted to explore the Mediterranean or take a cross-country road trip? Retirement is the ideal opportunity to embark on those adventures! Planning ahead allows you to make your travels memorable and fulfilling. Imagine finally ticking off those destinations from your bucket list! For many, retirement isn’t about slowing down; it’s about rediscovering passions or even starting a new career. Whether you’re interested in volunteering, consulting, or turning a beloved hobby into a business, the opportunities are endless. By planning now, you can ensure your retirement is everything you’ve imagined—and even more!

As a Seniors Real Estate Specialist (SRES®) and advocate for older adults and their families, I understand the importance of having a solid support system during this transition. I offer a network of trusted professionals—including of course, movers, organizers, painters, and also grief counsellors, financial planners, estate lawyers, wellness coaches, and career coaches, just to name a few! This comprehensive support ensures you have the guidance you need every step of the way.

I continually edit and update my network to ensure that my clients are thrilled with the professionals I refer. Don’t see what you need on this list, ask HELM!

Retirement is an exciting new chapter—don’t navigate it alone! Let’s work together to turn your dreams into reality. 

When people think of selling a home, spring or summer often come to mind. But winter, though not typically considered a prime season, offers unique advantages that savvy sellers can leverage. If you’re thinking of selling your home during the colder months, here are several reasons why it can be a great decision.

1. Less Competition, More Visibility
Fewer homes are usually listed in the winter, meaning less competition for your property. This can work in your favor, as potential buyers are more likely to focus on your listing. Your home will stand out in the market, increasing its visibility and attracting more serious buyers.

2. Motivated Buyers
Winter buyers tend to be more motivated. Whether they're relocating for work or looking to close a deal before the year's end, these buyers often have tight timelines and are ready to act quickly. They aren’t just browsing; they’re in the market to buy.

3. Cozy, Inviting Atmosphere
One of the best features of selling in winter is the opportunity to showcase the cozy aspects of your home. A roaring fireplace, warm lighting, and inviting living spaces can create an appealing ambiance. Buyers can easily envision themselves enjoying these comforts during the colder months.

4. Serious Offers
With fewer properties on the market and fewer casual shoppers, buyers who are house hunting in winter tend to be more serious. They’re less likely to make lowball offers, as they understand the market dynamics and are more focused on closing the deal.

5. End-of-Year Tax Benefits
Some buyers want to purchase before the year ends to take advantage of tax breaks. This sense of urgency can drive quicker decisions, helping you close the sale faster and with fewer negotiations.

6. Clearer Insight into Utility Costs
Winter gives buyers a clearer picture of how well your home is insulated and how efficient its heating system is. They can experience firsthand how cozy the home feels and assess the potential energy costs, which can offer peace of mind in their decision-making process.

7. Holiday Charm
If you enjoy decorating for the holidays, this can be an advantage. Festive decor can evoke feelings of warmth and comfort, helping potential buyers emotionally connect with your home. A well-decorated house can leave a lasting impression.

8. Relocation Timing for Families
For families, selling in winter can align with school schedules. Moving during the holiday break or at the start of a new semester can be less disruptive, making winter sales an attractive option for those relocating.

In conclusion, while winter may not be the traditional time to sell, it offers unique opportunities. Less competition, motivated buyers, and the chance to highlight your home’s cozy features can help you make a successful sale. If you're considering putting your home on the market this season, you might just find that winter is the perfect time to sell!

Having a dependable professional on hand is essential for older adults, as it guarantees that important tasks are handled safely and effectively, helping you keep your independence and comfort at home. Reach out to HELM for my list of trusted professionals who are just a phone call away to assist you.

1. Inspect and Clean Gutters

   • Clear out leaves and debris to prevent water backups.

   • Regularly check your attic to ensure no critters are trying to make a nest.

2. Service the Furnace

   • Schedule a professional tune-up for your heating system to ensure it runs efficiently.

3. Inspect the Roof

   • Check for damaged shingles, leaks, or signs of wear that may need repair before snow arrives.

4. Trim Trees and Bushes

   • Prune branches that are close to your home to prevent damage during winter storms.

5. Store Outdoor Furniture

   • Clean and store patio furniture, grills, and garden equipment to protect them from the elements.

6. Chimney and Fireplace Check

   • Have your fireplace cleaned and inspected for safety before use in colder months.

7. Test Smoke and Carbon Monoxide Detectors

   • Ensure that detectors are functioning properly, as homes will be more closed off during winter.

8. Winterize Sprinkler Systems

   • Drain and shut off outdoor water lines to prevent freezing and potential pipe bursts.

9. Insulate Pipes

   • Wrap pipes in unheated areas, such as basements or attics, to prevent freezing.

10. Stock Up on Winter Supplies

    • Ensure you have snow shovels, salt, and other snow removal tools ready before the first snowfall.

11. Check Insulation

    • Inspect and improve insulation in your attic, walls, and around windows and doors to maintain heat.

12. Seal Drafts

    • Use weatherstripping or caulk to seal gaps around windows and doors to keep cold air out.

13. Prepare for Emergencies

    • Create an emergency kit with essentials like water, non-perishable food, flashlights, and batteries.

14. Schedule a Plumbing Check

    • Have a plumber inspect your plumbing system to prevent any issues from freezing temperatures.

15. Plan for Snow Removal

    • If you live in an area prone to heavy snowfall, consider hiring a snow removal service in advance.

Taking these steps can help ensure your home stays safe and comfortable throughout the winter months.

is reshaping our approach to architecture and interior design, with a continued emphasis on safety, accessibility, and comfort. Gone are the days of clinical-looking items for your home as you age in place. By incorporating thoughtful modifications such as grab bars, improved lighting, walk-in showers, hands-free smart technology, and levers instead of doorknobs, we can create environments that empower people to live independently while enhancing their quality of life while keeping a sense of style. 

One of the simplest yet most effective modifications for improving safety is the installation of grab bars. These sturdy handles can be placed in bathrooms, hallways, and other areas where support is needed. Available in various styles and finishes, grab bars can blend seamlessly with existing decor, providing both functionality and aesthetic appeal. Cantu in Vancouver has a lovely showroom with a variety of options to choose from. More options are available even at pharmacies and online. Online, simply type: stylish grabs , and you'll find a variety to choose from!   It’s very important to have the grab bars installed specifically for your needs by a professional installer. At HELM, we are happy to recommend designers and contractors who can collaborate with you to modify your home so you can age happily and safely in place. Aging in place is becoming a more viable option for many and now you have more stylish options. 

As the air turns crisp and the leaves begin to change, there's an undeniable sense of renewal in the atmosphere. Fall brings with it the familiar buzz of back-to-school season—an exciting time for students of all ages. But who says this season of learning is just for kids and young adults? For seniors, fall is an ideal time to embrace the back-to-school vibe and embark on a new learning adventure.

Why Go Back to School?

Lifelong learning has countless benefits. For older adults, continuing education is more than just gaining new knowledge; it's about staying engaged, mentally stimulated, and socially connected. Studies have shown that learning new skills can improve cognitive function, enhance memory, and even reduce the risk of dementia. Plus, it's a fantastic way to meet new people and expand your social circle.

Opportunities for Learning

There are more opportunities than ever for seniors to dive into new subjects, whether it's picking up a hobby, exploring a passion, or even starting a new career path. Many community and senior centers offer a wide range of classes and workshops tailored specifically to older adults. These can include anything from art and music lessons to fitness classes, technology workshops, and more. Best of all, these programs often focus on creating a fun and supportive environment.

ℹ️ For more information, visit your local municipal government website or call 311 if it's available in your area.

Online Learning for the Modern Senior

In addition to local offerings, the digital age has opened up a world of online learning opportunities. Many universities and colleges provide free online courses on a variety of subjects, from history and literature to computer science and foreign languages. Websites like Coursera, edX, and even platforms like YouTube host a wealth of courses and tutorials that can be accessed from the comfort of home. These courses are a fantastic way to learn at your own pace and explore topics that have always piqued your interest.

🔍 Your next learning adventure could be just a click away!

The Social Benefits of Learning

Beyond the intellectual stimulation, going back to school offers seniors a chance to build new friendships and strengthen their community connections. Whether you're attending a pottery class at the local senior center or participating in an online book club, these experiences can foster a sense of belonging and purpose. Many seniors find that learning with peers who share similar interests makes the experience even more enjoyable.

Tips for Getting Started

1. Start Small: If you're unsure where to begin, start with a short workshop or an online course that interests you. This can help you ease into the learning process without feeling overwhelmed.

2. Explore Different Subjects: Don't hesitate to try out different classes. Whether it's painting, learning a new language, or mastering a new tech skill, variety can keep the learning process exciting.

3. Stay Social: Choose classes that offer opportunities for social interaction. Group activities, discussion-based courses, or workshops with hands-on projects can help you connect with others.

4. Set Your Own Pace: Remember, there's no rush. Take the time to enjoy the process and absorb the material at your own pace.

Embrace the Season of Learning

Fall is the season of change and growth. It's a time to rekindle old interests or spark new passions. By going back to school, seniors can enjoy a fulfilling, enriching experience that not only nurtures the mind but also brings joy and connection to everyday life.

So why not take the plunge? With countless classes, workshops, and online courses available, your next learning journey is just a click or a phone call away. Whether you're looking to stay mentally sharp, meet new people, or simply have fun, there's no better time than now to embrace the back-to-school spirit.

Happy Learning, Janet 

October 1st is right around the corner. Who will be celebrating? October 1 is a national day to celebrate seniors in Canada! It is designated as an occasion for all Canadians to appreciate and celebrate older adults!The intent of National Seniors Day is to showcase the contribution seniors make to Canadian society and the Canadian economy.  “seniors contribute in many ways, including by sharing their experiences, expertise, and knowledge with other generations...The contribution of seniors is invaluable and ongoing.” I totally agree! As one who works with older adults, I am inspired daily and grateful for their past and ongoing contribution.  Check back here for events happening throughout the Greater Vancouver area. How to prepare? Check out Seniors Canada Facebook page, a great resource for all things seniors related!  The photo is of my dad and I at HELM Lodge, Sasamat Outdoor Centre in Belcarra.  I’ll be celebrating my dad, Elmer Helm. He was the first Executive Director of Association of Neighbourhood Houses BC  and spearheaded acquiring the land for the community camp. When he retired, they named the Lodge after him, recognizing his contribution to the community. Who will you be celebrating? 

Seminar Details: DOWNSIZING, a PRACTICAL GUIDE  How do I begin. What you need to know to stay out of a crisis move! Why Attend? Join Janet Helm, Seniors Real Estate Specialist (SRES®) an expert in senior transitions as she shares:

Expert Advice: and insights into the transition process for older adults and their families.

Practical Tips: Strategies to avoid common challenges in downsizing.

Real-Life Stories: From older adults who've successfully made the move. And hear from those who will share their challenges, what you might not be aware of! 

Interactive Q&A: A chance to get answers to your specific questions. 

Resources: Take away with information and follow up guide. 

Of course refreshments are served and there are door prizes! 

Free Fitness Programming for Older Adults Starting Soon Registration will be opening soon for Choose to Move and ActivAge, two free physical activity programs for . Both programs have online and in-person options and are led by trained staff from the BC Recreation and Parks Association. The programs are designed for those who identify as older adults living across B.C. and are currently physically inactive. Get involved to learn more about fitness, meet new friends, and make a positive healthy lifestyle change. More information in link 

Moving not only helps to maintain overall health but can also significantly extend life expectancy. A study published in the journal Circulation found that meeting the minimum physical activity guidelines (150–300 minutes of moderate-intensity or 75–150 minutes of vigorous-intensity exercise per week) can reduce the risk of early death by up to 21%. Keep moving! It’s good for you. 

85% of senior hospitalizations are due to a fall. Here are  5 tips to prevent falls and accidents at home allowing you to safely age in place. Living at home as you age requires careful consideration and planning. The best time to think about how to age in place is before you need a lot of care. Planning ahead allows you to make important decisions while you are still able.

1. Keep walkways clear: Remove things that you can trip over, such as raised doorway thresholds, throw rugs, and clutter. If you want area rugs tape them down. May not be attractive yet are safe!

2. Have grab bars professionally installed in your shower and or tub and near the toilet. Use a shower chair or bath bench, specifically designed for bath tubs and showers. 

3. Move! Learn some strength and balance exercises. Ask your doctor or a physiotherapist what exercises are safe for you to do.

4. Keep your house well lit. Use night-lights in areas such as hallways and bathrooms. Keep a traditional flashlight handy at your bedside table. 

5. Declutter- easier said than done! Ask for HELM’s declutter starter guide to help you get started. 

6. Talk with your family, friends, and other caregivers about what support is needed for you to age safely in place! Be realistic and plan to revisit the decision as your needs change over time. Keep conversations on going. With a plan you have options, without a plan you may end up having none or few, and others making decisions for you.  

Our real estate board has introduced new statuses for MLS® listings. The introduction of the new statuses was created to clarify the true status of a listing for members and the public- buyers and sellers. The 3 new statuses are:
1)Active Under Contract: This status indicates the listing is still being actively marketed, but there is a conditional deal on the property, it has an accepted offer with subjects. This is an optional status, to be decided with your seller and brokerages may choose not to update their listings also. Because of this, if a home does not have the ‘Under Contract’ banner, it may still be under contract. 
2) Pending: Now used instead of the “sold” status, the new “pending” status is applied to listings that are unconditionally sold.
3) Closed: Listings will automatically move from “Pending” to “Closed” on the completion date and the sold price becomes public knowledge. 
Sound confusing? Have questions how this can impact you as a seller or buyer? It may be easier to simply Ask HELM- give us a call, I am always just a phone call away to share more information and guide you. I’d love to hear from you. 

Latest video on statistics from Greater Vancouver Realtors. What community statistics most interest you? Ask HELM to share them with you in your email in box or paper copy mailed to your physical mail box! 604 730 2600 or info@janethelm.com 

MLS R2916329 11710 GLENHURST STREET, in the family friendly and community focused, Cottonwood neighbourhood in Maple Ridge! This AIR-CONDITIONED 5-bed, 3-bath home with den has a well designed spacious layout. A separate entrance above-ground 1-bed + den suite with gas fireplace—ideal for in-laws or rental income. Features include additional bed/flex room downstairs, large laundry room, convenient access to double garage. Upstairs 3 bedrooms, including primary with ensuite. The large dining & living room has vaulted ceilings. Huge kitchen & eating area with gas fireplace overlook fenced backyard. Kitchen leads to covered sundeck, providing seamless indoor-outdoor living. BONUS: WORKSHOP has power! HEAT PUMP ensures year-round comfort. Family-friendly features of the neighbourhood -walk to parks, your choice of elementary and high schools, recreation & community events. This is the one!