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We’ve all heard stories of unhappy consequences of someone who failed to have a will made, keep it updated or put it in a safe place.
Why then, do only 45% of Canadians have a will?  Click here to see our YouTube video that shares the importance of having a will! 
So why don’t people update or make a will? Creating a will for some, believe it’s a daunting task, and why many may put it off. And for updating one? It’s a task that I hear people say, “It’s on my list to do.” A will minimize legal fees and can help avoid a lengthy probate process or potential litigation that prolongs the settling of your estate. Having a will provides peace of mind! When you make a will, file a Wills Notice with the B.C. Department of Vital Statistics. 
As well as a will, your estate plan can include creating a power of attorney, representation and trust agreements.
Is it time you met with a lawyer to create your estate plan? It is never too early to start. You can update your estate plan in the future as your wants, needs, or circumstances change.  Part of HELM's 55 AND BETTER system connects you with estate planners who work with older adults and their families and will provide personalized estate plans to suit your needs, saving you time, and money while providing peace of mind. 
Call anytime, always just a phone call away! 604 730 2600
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Preparing Your Home to Sell

Frequently, the most challenging aspect of putting your home on the market is preparing it for sale. This process can be stressful, time-consuming, and frankly, quite overwhelming for both you and your loved ones. Many individuals are unsure where to even begin, often resulting in homes being listed in less-than-ideal conditions. Naturally, you want to avoid having your property linger on the market for months or settling for a price below its true value.

We keep our clients well-informed throughout every step of the transaction, including anticipating potential buyer inquiries, ultimately ensures a seamless process for all involved. Our approach not only achieves the best possible price for your property but also minimizes the waiting time. HELM's commitment extends beyond mere real estate dealings; Janet HELM is recognized not just as a Realtor, yet as a trusted companion in significant life transitions. "At HELM, our focus isn't solely on the property itself, but on understanding and addressing our clients' unique circumstances and needs."  

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Customer Service

Our client, who was out of town during the sale of their home, entrusted HELM with the logistics of coordinating trades to install new carpet, paint, and clean to ensure the home showed in its best light. By being proactive and addressing the updates, we ensured a top-dollar sale! Constant communication with the seller, even across different time zones, worked well. The home sold in 13 days!  Located in Brentwood, Burnaby, this 1-bedroom, 1-bathroom unit is within walking distance of shops, restaurants, and transit! The happy buyer gets to call 701 4178 DAWSON STREET home! MLS R2860185
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Do You Think it's Time Your Parents Downsize?
Do you think it might be time for your mom and dad to move from their detached home to either a condo, or retirement living residence? Is it your decision to make? Visit our latest video AT THE ISLAND with HELM
Before you even approach your parent or parents, about moving
you’ll need to do research and get organized.
These discussions will be much more productive if you have specific, actionable ideas instead of simply trying to convince them they need help.
Understanding and being able to address the real estate needs of older adults and their families is why I designed
HELM’S 55 AND BETTER approach as the proven results process will assist you and your family with the transition. We create a customized plan to ensure the transition is easier.
Note I didn’t say easy, yet easier! Aging in place is the best place until it’s not the best place. What is your plan? To start a conversation feel free to call anytime. As you know I’m always just a cup of coffee or tea away.
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Rightsizing Seminar Success
"Janet, great presentation. I shared what you had presented to a group of friends, and several commented that they wished they had had an opportunity to attend such an event before they moved in and admitted that their decisions hadn't all been satisfactory. “
“Hi Janet. Thank you so much for your wonderful and informative seminar today. We both came away feeling good about our decision to age in place. At least for now. Your resources to do this are very helpful. Thanks again and may God Bless you for helping us seniors.”
“Janet, excellent presentation this morning. Our social committee would like you to share your presentation, tips on downsizing, choosing a retirement community. As they face having to make the decision to leave independent living here it is a super tough decision for many to make.”
"MUSIC TO MY EARS," as my mom used to say! I'm so happy to hear the feedback from our latest info session! My intention to share what's possible so people can take action with confidence continues! Our next FREE Lunch and Learn info session is April 16 at Chartwell Churchill House in North Van. Call or email me to register!
For free resources, tips and all things senior real estate related, sign up to receive our monthly e- newsletter info@janethelm.com
604 730 2600 
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My 98 year old Dad is moving to Italy!
My 98 year- old dad is moving to Italy!
An email this morning to the family let us know that the news may come as a shock, however after much thought he felt it was the best. We are invited to visit anytime. I have to say, my heart skipped a beat before I remembered what day it was! He got me! I remember it was his mom’s birthday today and also a prankster. I do believe his positive attitude and sense of humour is one of the reasons he continues to age so healthy. Studies and research have proven the health benefits of laughing and maintaining a sense of humour in older adults is important.
Humour is good for the brain.
Humour reduces stress. Humour makes you feel good. There are many more proven health benefits! Also, when asked to describe the secret to aging well, many older adults mention, keeping their sense of humour as one of the most important virtues!
Laughter may truly be the best medicine after all! Wishing you all a Happy April Fool's Day! Enjoy a laugh or two today.
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What should you say when your mom asks if you want the Christmas decorations you made in kindergarten? What about when your dad asks for help with his cell phone? Here's what you shouldn't say!

Hello and welcome to AT THE ISLAND WITH HELM. I'm Janet HELM, your Seniors Real Estate Specialist (SRES®), and rightsizing guide! What not to say? "No, mom, I don't want my kindergarten Christmas decorations." What not to say to Dad: "That's easy." Or worse, "I've shown you before, Dad."

Kudos to your mom for starting to declutter! She doesn't want to throw out items; she wants to ensure they find a good home. Kudos to your dad, who wants to stay updated and current.



Always respond with, "Yes, Mom, that's thoughtful of you to have kept them all these years.'

And to your dad? "That sounds difficult to figure out over the phone. Let's look at it together when I'm there on the weekend."

Oh, and by the way, if you're storing any items at your parents' place—yearbooks, couches, weights, camping equipment—it's time to move them from their house to yours! Lean into where they are. For more tips on how to communicate with your parents about rightsizing, Ask HELM!

 
 
 
 
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The Importance of Curb Appeal

Selling your home can be one of life's most stressful events. You want it to sell quickly—and preferably, above the asking price! Keep in mind that over 90% of buyers will see your home for sale online first, then drive by before they even call their Realtor to view it or attend the open house! That is why professional staging, photography, and curb appeal are paramount to ensure you attract the best buyers, not just any buyer. Curb appeal sets the buyers' expectations for what they'll see inside the house. Pay particular attention to the front entrance where the buyers will be waiting while their agent allows access. The first impression of the home is critical. Sometimes homeowners may overlook minor details that accumulate over time when they have lived in a property for an extended period. Ensure light fixtures are wiped clean and working, and the doormat is new. This is a good time to replace the old mailbox and exterior light with modern black ones, which are an inexpensive fix. We recently did this for a home, and the inexpensive detail added an immediate modern feel to the front entrance. Keeping your exterior lights and patio lights on during the evening, as buyers often drive by in the evening as well, knowing there is additional outdoor space will be appreciated.

If the landscaping, for example, is unkempt, the buyer may assume that the house has not been maintained. You want buyers to know your home is as well maintained on the inside as outside. Add fresh mulch around plants, reseed the bare patches on the lawn, and add some colorful flowers to the garden beds. Remember, your entrance sets the tone for the entire presentation. That is where the buyer’s attitude begins. Selling a home for top dollar takes more than putting a for sale sign on a yard! Details matter and are noticed. Photo of a home we helped sell- in multiple offers and above asking. 

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Downsizing Myths!

COMMON MYTHS ABOUT DOWNSIZING! Check out the video on LinkedIn Click here! 

1st myth-you are moving to a smaller home. Many of our clients move to a one-level rancher, condo or townhome, that is the same size, or larger simply without the stairs, more centrally located, walking distance to amenities, friends and family.
Other myths include downsizing is only for retirees or empty nesters. Some of my clients are moving as want to live a simpler life, pay their home off faster and gain the confidence and comfort of being debt-free.
Another myth is that moving to a retirement living residence will limit personal freedom. Today’s retirement communities offer more independence, not less. If you want to know more about retirement lifestyle communities, and the different options available, and you don’t know where to start, feel free to email or call me. I’ll always provide honest & unbiased information and guidance for you and your loved ones.
Another myth is, that moving means sacrificing comfort or space. Living with just what you love and need frees up physical space and provides peace of mind.
And another myth, “Any Realtor® can help me.” Work with an expert who has market expertise to sell your home for top dollar and a program that’s specially designed to guide you through the entire process.
Whether you need a little guidance or entire move management ask HELM! I’m always just a phone call away!
Contact me to register for one of our free info sessions- in Pitt Meadows and Maple Ridge senior centres and our Lunch and Learn at Chartwell Churchill House in North Vancouver. You’ll walk away with lots of resources, and information including the difference between right sizing and downsizing!
Call 604 730 2600 

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HOME with HELM
Our latest e-newsletter HOME with HELM is here! Read about upcoming free senior real estate strategies seminars coming to a senior center and retirement community near you! Included of course market information and our customer of the month! Enjoy reading! 
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A REWARDING JOB I'M GRATEFUL FOR

When you love what you do results happen! As you’ll often hear me say, nothing gives me more energy than a clear purpose. In my vision, I see a community where every older adult and their family are supported with unparalleled care and expertise as they navigate the next chapter of their lives. My mission is to redefine and raise the bar on the real estate experience for older adults and their families, combining traditional values with modern expertise to create a personalized experience.I offer not just options, but tailored solutions that empower people to make confident decisions about their future. If you or know of someone who has questions, considering rightsizing to a home that fits their current lifestyle and is looking for resources, a guide who provides, more than just a move experience, please feel free to share this post and my information. I'm always just a phone call away. 

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February Market News

Just announced this week, what you need to know!

The home flipping tax was announced in Thursday’s 2024 budget and is set to come into effect on Jan. 1, 2025. If you purchase a home and sell it within 2 years you will be subject to a tax up to 20% of the increase in value over that time. The seller will be taxed up to 20% on profits made on a property sold within 12 months. This tax declines to 10% after 18 months.

It will not apply to land or portions of land used for non-residential purposes, and the province says certain exemptions will be allowed for life events such as “divorce, death, disability or illness, relocation for work, involuntary job loss, change in household membership, personal safety or insolvency.”

People selling their primary home within two years of purchase will also be allowed to exclude up to $20,000 when calculating their taxable income.

The tax is expected to bring in about $11 million in revenue in the first half of 2025, and then $43 for the next two full years of its implementation. The province says that money will go directly into building more affordable homes.

Starting April 1, 2024, the threshold to be eligible for the first-time homebuyers’ exemption will be increased from $500,000 to $835,000, with the first $500,000 exempt from the tax. The phase-out range for the complete elimination of the exemption will be $860,000, while properties with a fair market value under $500,000 will be completely exempt. 

Also effective April 1, 2024, the newly built home exemption for buyers who purchase a new home for their principal residence will grow from $750,000 to $1.1M on the fair market value. Homes with a fair market value between $1.1M and $1.15M will see a phase-out range of the exemption. 
A brand-new PTT exemption will be introduced for buyers of qualifying rental housing buildings. This specific PTT exemption will apply to transactions for such buildings between January 1, 2025, and December 30, 2030. The goal of this change is to stimulate rental housing development. 
The provincial government anticipates these various exemptions will reduce transaction costs by over $100M per year. Even with the changes, PTT growth is expected to rise by an average of 8.6% annually over the next 2 fiscal years.

Sign up to receive our e-newsletter info@janethelm.com which shares market news, resources and valuable information to keep you informed and up to date with the market in the Greater Vancouver area. The next issue shares locations and dates of upcoming free seminars, Seniors Real Estate Strategies, ideal for homeowners considering selling after years in one home, older adults, their adult children and power of attorneys, and those looking for next step guide, facts and options.  
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